Specialty Programs

Insurance Innovators Group is your provider for Specialty Programs for Product Recall, Cranes and Sprinkler Contractors.

NEW - Insurance Innovators' Product Recall Division

A recall can put your client out of business - it may not even be the product! Accidental contamination, malicious tampering, product extortion, food borne illness, mislabeling…it happens. In the event of a recall, your client needs not only coverage for the recall costs, but a written plan, crisis management, consultants, and peace of mind. Commercial General Liability will not provide this coverage. Each insured has the ability to select coverage tailored to his needs and budget.

National Crane Program

III has over 20 years of experience providing insurance products for the Crane and Rigging community. Our binding authority is through an AM Best Rated A (15) Carrier. This authority is for Small to Medium Sized Crane and Equipment operators and provides extensive coverage enhancements allowing III the ability to service your client’s needs in a timely manner (see program enhancements below). Our team of specialized underwriters brings over 20 years of experience in this field and can assist you in placing General Liability, Property, Inland Marine and Excess/Umbrella Liability. In addition to our program, we have numerous markets for risks with larger exposures that may not fit our current program. This program is available in 48 states and is written exclusively out of our home office in Glenside, PA.

Crane Program Enhancements:
  • Aggregate per project included but capped at $5M
  • Blanket Waiver of Subrogation per written contracts
  • Blanket Additional Insured per written contracts
  • 2/2/2 limits now available on qualifying accounts
  • Motor Vehicle Laws Endorsement now included on all accounts
  • Deductible modification endorsement available on all accounts
Fire Suppression and Sprinkler Programs

In addition to the cranes, III has binding authority for a Fire Suppression Contractors Program; with the same AM Best Rated A (15) carrier. Quotes for this program can be obtained from your local underwriter.

Fire Suppression Program Enhancements:
  • E&O on an Occurrence Form at policy limits
  • Blanket additional insured
  • Primary non-contributory
  • Property damage extension
  • Lost key coverage
  • Per project aggregate capped at $5M and waiver of subrogation.
We can also quote the Property, Inland Marine and Cargo, Umbrella and Excess (including follow form on the E&O) and Workers Compensation in some selected states.

Commercial Building Insurance Philadelphia

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