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RISK MANAGEMENT |
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Early
Detection Key to Treating Oral Cancer
Nearly 29,000 Americans will be diagnosed
with oral cancer in 2002 and approximately 7,400 will die from
the disease, according to estimates from the American Cancer
Society (ACS). When detected early, oral cancer has a far better
prognosis than most cancers. Unfortunately, many oral cancers
are not diagnosed until they are relatively advanced. The
current overall five-year survival rate for oral cancer stands
at only 56 percent – lower than the 62 percent overall cancer
survival rate, and sixth lowest among the 18 major cancer sites
listed in the ACS’s “Cancer Facts & Figures 2002.”
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Patient
Records: Medical History
A number of malpractice lawsuits are filed
each year by patients who claim the dental treatment they
received led to a complication or bad result, as a consequence
of an existing medical condition which contributed to the poor
outcome. The patients claim that, although their dentist did not
know of the condition, he or she should have been aware of it
through the patient’s medical history. Finally, these patients
maintain their dentist is negligent because the dentist failed
to recognize the condition and prevent the complication or bad
result.
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Treating
the Older Patient
The number of older patients seen in dental
practices continues to grow for two primary reasons: the aging
of the U.S. population coupled with advances in health care.
Individuals over 65 represent a growing demographic segment,
constituting about one-eighth of the population. And seniors are
retaining more of their teeth than ever before, with the
proportion of edentulous older people dropping from
approximately 60 percent in 1957 to roughly 40 percent today.
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Liability
Insurance: Rational Protection in an Irrational World
A Professional Protector Plan® (PPP)
package policy includes several types of liability insurance protection, including professional liability and general
liability. In addition, the policy provides protection against products liability and vicarious liability under both of
these coverage parts. Why is it so important to insure against all of these forms of potential liability?
First, because liability is unpredictable, and second, because insurance is the best means of protecting your
assets in the event of a court’s finding of liability.
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Copyright © 2004 Brown
& Brown, Inc. All rights reserved. Professional Protector
Plan® is a registered service mark of Brown
& Brown, Inc. This site may
contain links to other sites not affiliated with Glen Center
Insurance Associates or Brown & Brown, Inc. Neither Glen
Center Insurance Associates Brown & Brown, Inc. nor any of
its subsidiaries or affiliates shall be responsible for the
privacy practices or the content of such non-affiliated
websites. This website is for illustrative purposes only and is
not a contract. Please remember that only the insurance policy
can give actual terms, coverage amounts, conditions and
exclusions.
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